"I can't express enough how grateful I am for your help in navigating my retirement. You went above and beyond what most financial planners would do, in creating a solid financial plan for me. You explained everything clearly and patiently, which truly eased my stress and uncertainty. Your personable approach and willingness to always be available for questions and advice are invaluable, and I deeply appreciate everything you're doing for me."

"About five years before retiring, Wayne and I worked on my retirement plan. I had a 401K from work but no pension. My goal was to have enough income in retirement from social security and 401K to travel and not worry about money. Wayne suggested a "bucket" plan. We set up four buckets with the first three lasting five years each with guaranteed income. The last bucket was "fun" money. The plan has worked great. The last four years we have traveled more then we ever imagined possible. With the steady income, we actually have more assets today than when we retired even with all the travel. The nice thing about guaranteed income is you can switch from saving money to spending it and enjoy what you've worked your entire career for."

"Thanks for this afternoon! Awesome chilli! What a great idea!

Really appreciate all you do for us Wayne!"

"We have been with Hentrup Financial for over 10 years. Wayne presents things in simple terms so we can understand. For us, it was much more than rolling over our retirement assets. We now have a financial plan for retirement. He set us up with an estate planning attorney to ensure that our farm and assets would have a smooth transition to our son once we passed. It was a one stop shop for retirement needs as he looks at everyone's needs individually based upon their situation. We went from not only having a financial advisor to a close friend as well. Wayne gets 5 stars in our book!"